You try to do everything by the book, but not everyone does.
You do your best to protect yourself and your vehicle with auto insurance, but
uninsured drivers are out there every day. A 2011 study by the Insurance
Research Council estimates that 1 in 7 drivers are uninsured. So chances are
pretty good that you might wind up in an accident with a driver with no
insurance. What happens now?
Luckily, you can protect yourself with Uninsured Motorist
Coverage. This add-on policy is exactly what it sounds like: extra coverage
that makes sure you aren't left holding the bill if you're injured in an
accident with an uninsured driver. Expenses for injuries from car accidents can
add up quickly, and without insurance, the financial hardships can be tough to
overcome.
Another add-on is Underinsured Motorist Coverage. Some
drivers meet the minimum state requirements for insurance, but the payouts are
too small to help you in the case of serious injuries. That's where ERIE's
coverage comes in, making sure that you get just compensation for your
injuries—even if the other driver’s insurance isn’t sufficient to make that
happen.
We're just doing our best to look out for you. If you have
any questions or are interested in adding uninsured or underinsured coverage to
your policy, let us know, and we'll be glad to walk you through the whole
process. Stay safe out there!
“All insurance products are
subject to terms, conditions and exclusions not described here; we can answer
any questions you may have.”
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